Anyone care to share insurance $ ? - Page 3 - Ducati Supersport 939 Forum
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post #21 of 27 (permalink) Old 03-26-2019, 08:16 PM
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Third party liability coverage: $1M
Uninsured motorist protection: $1M
Collision / comprehensive deductible: $100/$100.
Collision / comprehensive limit: replacement value.

Coverage for injuries are governed by provincial regulation and are:

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It is important to note that these benefits are above and beyond what is potentially payable by the at-fault insurer.
...
Section B provides treatment coverage for “all reasonable expenses” incurred within two (2) years from the date of the accident to the limit of $50,000 per person. This includes “necessary” medical, surgical, chiropractic, dental, hospital, psychological, physical therapy, occupational therapy, massage therapy, acupuncture, professional nursing, and ambulance services; and, in addition, for other services and supplies that are, in the opinion of your attending physician and your automobile insurer’s medical advisor, “essential” for treatment or rehabilitation.
Premium $483/yr

My garage:
  • 2008 Ford Expedition MAX
  • 2018 BMW S1000RR
  • 2017 KTM RC 390
Old Bikes:
  • 2011 Honda CBR250R - Sold and is teaching other new riders now.
  • 2017 Ducati SuperSport - Killed in Action May 2019.
The Next Bike: (In order of likelihood to replace S1000RR.)
1. Aprilia Tuono 1100 RR 2. KTM SuperDuke GT 3. Ducati SuperSport S 4. BMW S1000R

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post #22 of 27 (permalink) Old 03-26-2019, 11:07 PM
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Geiko. $510 a year (but actually less because I put it on hold 5 months out of the year cause its in the garage sitting). No Collision or Comprehensive only liability. Highest coverage in all categories of liability. I would suggest an umbrella policy if you dont already have one.

current:
2017 supersport S
2016 Honda Pioneer 500
1982 Honda Z50R
past:
2012 monster 1100 evo
2013 Beta 450 Dual Sport
2006 monster S2R 800
2001 Yamaha YZ 125
1979 Honda XR 185
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post #23 of 27 (permalink) Old 03-27-2019, 05:57 AM
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Quote:
Originally Posted by tworedtoys View Post
Geiko. $510 a year (but actually less because I put it on hold 5 months out of the year cause its in the garage sitting). No Collision or Comprehensive only liability. Highest coverage in all categories of liability. I would suggest an umbrella policy if you dont already have one.
This seems like a price i can associate with. Adding comprehensive should bump it up significantly. I couldnt go without comp

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post #24 of 27 (permalink) Old 03-27-2019, 08:51 AM
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So @A8tomic , what are you paying and who did you go with?

Mike

- 2017 Ducati Supersport S
- 2011 Triumph Sprint GT
- 2010 Yamaha WR250R
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post #25 of 27 (permalink) Old 03-27-2019, 04:03 PM Thread Starter
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Amica, same company as all my other insurance... ~$1400/ yr. They recommended to reduce my auto coverage to minimum required (and same coverage on the bike), and get a $1M umbrella policy, which made my auto insurance much cheaper and cost very little (don't have it in front of me).
If it weren't for this forum's info, I might have paid the original quote... But I called them and said their number was high, and sho' 'nuf, they didn't have the SSS set up... She asked some deep-knowledge questions (is it electric? Is it "NAKED"? *giggle*?).
I figure I coulda told her the displacement is 393cc and got a helluva rate! 😜
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post #26 of 27 (permalink) Old 04-09-2019, 08:54 PM
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$570 here in PA for full coverage at the highest level in everything, Including helmet loss up to $700. Rider Insurance.
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post #27 of 27 (permalink) Old 11-08-2019, 11:13 AM
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Jesus you guys are paying crazy insurance rates. Progressive with comp and collision in Arizona. $519 per year.

I have two motorcycles with Progressive. My cars are with Farmers.
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