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Discussion Starter · #1 ·
The crated bike was delivered to the dealer on Monday, but the dealer doesn't have any mechanics spare to prepare it. You know, I only ordered in February, it's not like they had time to plan or anything.

It's a bank holiday weekend this weekend and instead of riding I'll be sitting around swearing.
 

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have you managed to insure it? That's my stumbling block
Although its pain in the proverbial, I got Bennetts to insure it - half the price of Ducati and can't work out why! You have to talk them through the process and if it still isn't on the system ask to speak to their special underwriting team. Good luck!
 
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Discussion Starter · #6 ·
have you managed to insure it? That's my stumbling block
Nope, today has not been a good day - I got on the phone to MCN and they told me they could find no insurers for my bike as it won't be in a lockup garage, despite being on private property out of sight, behind a gate, with a tracker, two Sold Secure Gold ground anchors, Almax series IV chains, two alarmed disc locks and CCTV.

FFS.
 

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Discussion Starter · #7 ·
That would eat me alive all weekend long
That's annoying as heck. But I guess.... at least it's here ?
Tell me about it, I'm not happy. After 10 years of buying bikes from them I think this will be the last bike I buy from them.
 

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Nope, today has not been a good day - I got on the phone to MCN and they told me they could find no insurers for my bike as it won't be in a lockup garage, despite being on private property out of sight, behind a gate, with a tracker, two Sold Secure Gold ground anchors, Almax series IV chains, two alarmed disc locks and CCTV.

FFS.
heck, not good. I borrowed a demo for a morning. It's lovely but it ain't no sportsbike. I'm not sure what the insurance issue is other than it's too new to risk
 

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Surprised at all the insurance angst across the pond? I picked up my bike yesterday, called my agent, gave him the VIN and was was covered. Rode for 60 miles, checked messages and saw I now had a copy of my updated insurance card.
 

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Called my State Farm agent this morning, gave her the Supersport VIN, and 5 minutes later I was fully covered. 38 bucks per year more than the '15 Hyperstrada. No complaints here...
 

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Surprised at all the insurance angst across the pond? I picked up my bike yesterday, called my agent, gave him the VIN and was was covered. Rode for 60 miles, checked messages and saw I now had a copy of my updated insurance card.
Called my State Farm agent this morning, gave her the Supersport VIN, and 5 minutes later I was fully covered. 38 bucks per year more than the '15 Hyperstrada. No complaints here...
im gonna do the same thing too, but i think paying $1000+ per year for insurance is worth an attempt for reducing
 

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My SV insurance was $241/year for full coverage, the SS will go up to $657/year, then there's "total loss coverage" for $786, I guess that's kinda like a gap insurance for the bike.
 

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My SV insurance was $241/year for full coverage, the SS will go up to $657/year, then there's "total loss coverage" for $786, I guess that's kinda like a gap insurance for the bike.
Mind sharing some details of your quote. I'm struggling to understand why I'm not able to get mine below $1000/year
 

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Mind sharing some details of your quote. I'm struggling to understand why I'm not able to get mine below $1000/year
I'll have to look that up as far as deductibles, but if I were to guess off hand, it could very well be the area you live in, just a hunch.
 

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Surprised at all the insurance angst across the pond? I picked up my bike yesterday, called my agent, gave him the VIN and was was covered. Rode for 60 miles, checked messages and saw I now had a copy of my updated insurance card.
a) The costs of too much government, nannyism, etc. Insurance costs in Canada are outrageous for the same reasons.
b) In addition, Britain has a huge theft problem, so that factors into it there. Small countries and close borders make for easily smuggled goods.


c) The guy in San Diego may also be suffering from the effects of theft expense, as they are close to the border there, and stolen motorcycles are usually out of the U.S. and effectively not recoverable within a couple of hours.


PhilB
 

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c) The guy in San Diego may also be suffering from the effects of theft expense, as they are close to the border there, and stolen motorcycles are usually out of the U.S. and effectively not recoverable within a couple of hours.
That guy is me :crying:

I wouldve expected Orange county to be not far off, but my friends there are paying half of what I get. Weird thing is that my car insurance dropped significantly when i moved from OC to SD
 

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That guy is me :crying:

I wouldve expected Orange county to be not far off, but my friends there are paying half of what I get. Weird thing is that my car insurance dropped significantly when i moved from OC to SD
Insurance pricing is opaque, and often irrational. But being that close to the border does make theft easier, and from OC they have to get everything through Camp Pendleton, which is at least a small impediment. Other factors? Maybe the high military presence in SD affects the risk and pricing of bike insurance? I lived in the San Diego area for decades (grew up in Carlsbad), and generally found that the cost of theft insurance was high, and used it only for new/expensive bikes, pretty quickly dropping it back to liability and uninsured motorist only, to keep costs in line.


PhilB
 

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PhilB;25249used it only for new/expensive bikes said:
Im considering that...I just need to be sure the alarm and disc lock is good enough and I drop Comp/Collision after a few months.

Thanks for your opinion, at least i find comfort in knowing its not just me and that its normal for San Diego.
 
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